🚗
Vehicle & Auto Finance

Auto loan infrastructure for dealers and vehicle financiers.

New cars, used cars, commercial vehicles, tractors — process vehicle loans digitally with RTO verification, insurance integration, and hypothecation.

Schedule a Demo → View Loan Products ↓
The Challenge

Why your current process
isn’t scaling.

1

Paper-based vehicle loan processing loses you customers to digital-first competitors

2

RTO verification, insurance, and hypothecation are disconnected manual processes

3

Used vehicle valuation is subjective — you need standardized digital appraisal

4

Customers walk away if approval takes more than 24 hours

Loan Products

Lending products designed
for vehicle & auto finance.

New Car Loan

Loan Range ₹3,00,000 – ₹50,00,000
Tenure 12–84 months
Interest Rate 8–14% p.a.

Used Car Loan

Loan Range ₹1,00,000 – ₹25,00,000
Tenure 12–60 months
Interest Rate 10–16% p.a.

Commercial Vehicle

Loan Range ₹5,00,000 – ₹1,00,00,000
Tenure 12–60 months
Interest Rate 9–15% p.a.
Built for Your Vertical

Features that matter
for vehicle & auto finance.

✓ RTO/Vahan API integration for vehicle verification
✓ Digital hypothecation (Form 35) filing
✓ Vehicle valuation engine (make/model/year/mileage)
✓ Insurance verification and integration
✓ Dealer commission auto-calculation
How It Works in Practice

A real-world scenario.

Example Use Case

A two-wheeler dealership processes loan applications at POS. Customer walks in, applies on tablet, gets instant approval, signs digitally, and rides home the same day.

Compliance & Trust

RBI-compliant from day one.

Every LendBase deployment meets RBI Digital Lending Guidelines 2022. Backed by Nishtha Leasing Pvt Ltd — RBI-licensed NBFC since 1991.

✓ RBI DLG 2022
✓ KFS Generation
✓ Fair Practices Code
✓ Cooling-Off Period
✓ Grievance Redressal
✓ Audit Trail
Who This Is For

Ideal partners for
vehicle & auto finance.

Auto dealers, used car dealers, vehicle finance companies, tractor dealers, fleet operators

See how vehicle & auto finance
works for your business.

Schedule a personalized demo. We’ll walk you through the full borrower journey, partner dashboard, and compliance framework — customized for your vertical.

Schedule a Demo →

Or email us at sales@lendbase.in