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MSME & Business Loans

Working capital for India's 63 million MSMEs.

Your small business clients need loans — fast. LendBase provides instant working capital with GST-based underwriting and same-day disbursal.

Schedule a Demo → View Loan Products ↓
The Challenge

Why your current process
isn’t scaling.

1

India has a $530 billion MSME credit gap — banks reject 80% of applications

2

Your MSME clients have GST data but no easy way to convert that into a loan

3

Manual underwriting for small-ticket MSME loans is uneconomical

4

Existing lending platforms take months to integrate

Loan Products

Lending products designed
for msme & business loans.

Working Capital Loan

Loan Range ₹50,000 – ₹25,00,000
Tenure 6–36 months
Interest Rate 12–22% p.a.

Term Loan

Loan Range ₹1,00,000 – ₹50,00,000
Tenure 12–60 months
Interest Rate 14–20% p.a.

Revolving Credit Line

Loan Range ₹25,000 – ₹10,00,000
Tenure Revolving
Interest Rate 14–18% p.a.
Built for Your Vertical

Features that matter
for msme & business loans.

✓ GST-based underwriting (auto-pull GSTR-3B)
✓ UDYAM/MSME registration verification
✓ Bank statement analysis via Account Aggregator
✓ Cash flow-based lending (not collateral-based)
✓ Repeat loan auto-approval for good borrowers
How It Works in Practice

A real-world scenario.

Example Use Case

A kirana store owner in Jaipur needs ₹3 lakh for inventory. Applies on WhatsApp, GST data auto-pulled, CIBIL checked, approved in 2 hours, money in account same day.

Compliance & Trust

RBI-compliant from day one.

Every LendBase deployment meets RBI Digital Lending Guidelines 2022. Backed by Nishtha Leasing Pvt Ltd — RBI-licensed NBFC since 1991.

✓ RBI DLG 2022
✓ KFS Generation
✓ Fair Practices Code
✓ Cooling-Off Period
✓ Grievance Redressal
✓ Audit Trail
Who This Is For

Ideal partners for
msme & business loans.

MSME lending NBFCs, fintech apps serving MSMEs, business loan DSAs, CA/CS firms, industry associations

See how msme & business loans
works for your business.

Schedule a personalized demo. We’ll walk you through the full borrower journey, partner dashboard, and compliance framework — customized for your vertical.

Schedule a Demo →

Or email us at sales@lendbase.in