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Microfinance & MFI

Digital lending rails for India's microfinance operators.

Expand your MFI operations with technology — group lending, individual micro-credit, and JLG loans. All RBI-compliant. All WhatsApp-native.

Schedule a Demo → View Loan Products ↓
The Challenge

Why your current process
isn’t scaling.

1

Your lending volume is capped by manual processes — paper forms, physical branch visits, cash disbursement

2

You can't track 5,000+ group members across 200 centers without digital infrastructure

3

RBI compliance requirements are getting stricter — you need automated KYC, consent management, and audit trails

4

Credit bureau integration costs ₹50L+ to build yourself

Loan Products

Lending products designed
for microfinance & mfi.

Micro-loans

Loan Range ₹5,000 – ₹1,00,000
Tenure 3–12 months
Interest Rate 12–24% p.a.

Group Lending (JLG/SHG)

Loan Range ₹10,000 – ₹50,000 per member
Tenure 6–12 months
Interest Rate 15–22% p.a.

Individual Micro-credit

Loan Range ₹25,000 – ₹2,00,000
Tenure 6–24 months
Interest Rate 14–20% p.a.
Built for Your Vertical

Features that matter
for microfinance & mfi.

✓ Group-wise portfolio tracking and center-based collection management
✓ Field agent mobile interface for rural onboarding
✓ Aadhaar OTP KYC designed for low-literacy borrowers
✓ WhatsApp-native borrower journey (90%+ open rates)
✓ Automated CIBIL checks for all group members
How It Works in Practice

A real-world scenario.

Example Use Case

A regional MFI in Rajasthan serving 5,000 SHG members onboards on LendBase. Field agents share WhatsApp links with group leaders. Members apply, complete KYC in 30 seconds, get approved instantly, and receive money same day.

Compliance & Trust

RBI-compliant from day one.

Every LendBase deployment meets RBI Digital Lending Guidelines 2022. Backed by Nishtha Leasing Pvt Ltd — RBI-licensed NBFC since 1991.

✓ RBI DLG 2022
✓ KFS Generation
✓ Fair Practices Code
✓ Cooling-Off Period
✓ Grievance Redressal
✓ Audit Trail
Who This Is For

Ideal partners for
microfinance & mfi.

MFI operators, SHG federations, NBFCs with microfinance portfolios, Section 8 companies, cooperative societies

See how microfinance & mfi
works for your business.

Schedule a personalized demo. We’ll walk you through the full borrower journey, partner dashboard, and compliance framework — customized for your vertical.

Schedule a Demo →

Or email us at sales@lendbase.in