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Housing & Real Estate Finance

Affordable housing loans — digitized and delivered.

Help first-time homebuyers in Tier-2/3 cities get housing loans digitally. Property verification, income assessment, and disbursal through LendBase.

Schedule a Demo → View Loan Products ↓
The Challenge

Why your current process
isn’t scaling.

1

Tier-2/3 housing buyers are rejected by banks — they need NBFC lending

2

Property verification is manual, slow, and expensive

3

LAP processing takes 3-4 weeks

4

Home loan documentation is complex — 20+ documents per application

Loan Products

Lending products designed
for housing & real estate finance.

Affordable Housing Loan

Loan Range ₹5,00,000 – ₹50,00,000
Tenure 36–240 months
Interest Rate 9–14% p.a.

Loan Against Property (LAP)

Loan Range ₹3,00,000 – ₹1,00,00,000
Tenure 36–180 months
Interest Rate 10–14% p.a.

Home Improvement Loan

Loan Range ₹1,00,000 – ₹10,00,000
Tenure 12–60 months
Interest Rate 12–16% p.a.
Built for Your Vertical

Features that matter
for housing & real estate finance.

✓ Property valuation integration
✓ CERSAI registration (Central Registry)
✓ Mortgage registration workflow
✓ PMay subsidy calculator
How It Works in Practice

A real-world scenario.

Example Use Case

A first-time homebuyer in Panipat applies for ₹20 lakh housing loan. LendBase verifies property, runs credit check, and disburses directly to builder.

Compliance & Trust

RBI-compliant from day one.

Every LendBase deployment meets RBI Digital Lending Guidelines 2022. Backed by Nishtha Leasing Pvt Ltd — RBI-licensed NBFC since 1991.

✓ RBI DLG 2022
✓ KFS Generation
✓ Fair Practices Code
✓ Cooling-Off Period
✓ Grievance Redressal
✓ Audit Trail
Who This Is For

Ideal partners for
housing & real estate finance.

Housing finance companies, affordable housing developers, property dealers, LAP providers

See how housing & real estate finance
works for your business.

Schedule a personalized demo. We’ll walk you through the full borrower journey, partner dashboard, and compliance framework — customized for your vertical.

Schedule a Demo →

Or email us at sales@lendbase.in