💍
Gold & Jewellery Finance

Gold loan infrastructure for jewellers and gold financiers.

Digitize your gold lending operations — automated gold valuation, LTV calculation, RBI-compliant documentation, and instant disbursal. Backed by 35 years of NBFC expertise.

Schedule a Demo → View Loan Products ↓
The Challenge

Why your current process
isn’t scaling.

1

You're sitting on crores of gold collateral but your lending process is still paper-based

2

Gold price fluctuation risk requires daily margin calls and automatic LTV monitoring

3

Customers expect instant disbursal — but your documentation takes 2 days

4

Auction management for defaulted gold requires rigorous RBI-mandated processes

Loan Products

Lending products designed
for gold & jewellery finance.

Gold Loan (ornament pledge)

Loan Range ₹10,000 – ₹50,00,000
Tenure 1–36 months
Interest Rate 9–18% p.a.

Jewellery Manufacturing Credit

Loan Range ₹1,00,000 – ₹25,00,000
Tenure 3–12 months
Interest Rate 12–16% p.a.
Built for Your Vertical

Features that matter
for gold & jewellery finance.

✓ Gold valuation calculator (price × purity × weight × LTV)
✓ Daily gold price feed integration (MCX/IBJA)
✓ Automatic margin call alerts when LTV breaches threshold
✓ Digital custody receipt generation
✓ Auction management for defaulted gold (RBI-mandated)
How It Works in Practice

A real-world scenario.

Example Use Case

A jewellery shop in Panipat offers gold loans to customers. Borrower pledges ornaments, gets instant digital valuation, completes KYC on WhatsApp, and receives disbursal within hours.

Compliance & Trust

RBI-compliant from day one.

Every LendBase deployment meets RBI Digital Lending Guidelines 2022. Backed by Nishtha Leasing Pvt Ltd — RBI-licensed NBFC since 1991.

✓ RBI DLG 2022
✓ KFS Generation
✓ Fair Practices Code
✓ Cooling-Off Period
✓ Grievance Redressal
✓ Audit Trail
Who This Is For

Ideal partners for
gold & jewellery finance.

Jewellery shops, gold loan companies, pawn brokers, regional NBFCs with gold loan portfolios

See how gold & jewellery finance
works for your business.

Schedule a personalized demo. We’ll walk you through the full borrower journey, partner dashboard, and compliance framework — customized for your vertical.

Schedule a Demo →

Or email us at sales@lendbase.in