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Construction Material Finance

Formalize crores of dealer credit — digitally.

Construction material suppliers: your 90-day payment terms are informal, risky, and untracked. LendBase digitizes supplier credit.

Schedule a Demo → View Loan Products ↓
The Challenge

Why your current process
isn’t scaling.

1

₹20Cr+ in outstanding dealer credit tracked on WhatsApp groups

2

Dealers disappear after taking material on credit — no formal collection mechanism

3

You can't scale supply without formalizing credit

4

Construction seasonality means cash flow is feast-or-famine

Loan Products

Lending products designed
for construction material finance.

Dealer Financing

Loan Range ₹1,00,000 – ₹25,00,000
Tenure 30–180 days
Interest Rate 12–20% p.a.

Supply Chain Credit

Loan Range ₹1,00,000 – ₹1,00,00,000
Tenure 30–180 days
Interest Rate 14–18% p.a.
Built for Your Vertical

Features that matter
for construction material finance.

✓ GST-based auto-KYC for existing dealers
✓ Invoice financing with auto-reconciliation
✓ Real-time outstanding tracker per dealer
✓ Seasonal credit limit adjustments
How It Works in Practice

A real-world scenario.

Example Use Case

A cement supplier in Panipat with 2,000 dealers onboards on LendBase. Each dealer is auto-KYC'd via GST. On every order, invoice financing is approved in 30 seconds.

Compliance & Trust

RBI-compliant from day one.

Every LendBase deployment meets RBI Digital Lending Guidelines 2022. Backed by Nishtha Leasing Pvt Ltd — RBI-licensed NBFC since 1991.

✓ RBI DLG 2022
✓ KFS Generation
✓ Fair Practices Code
✓ Cooling-Off Period
✓ Grievance Redressal
✓ Audit Trail
Who This Is For

Ideal partners for
construction material finance.

Cement manufacturers/dealers, steel distributors, plumbing suppliers, electrical material suppliers, paint distributors

See how construction material finance
works for your business.

Schedule a personalized demo. We’ll walk you through the full borrower journey, partner dashboard, and compliance framework — customized for your vertical.

Schedule a Demo →

Or email us at sales@lendbase.in