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Buy Now Pay Later

Embed BNPL into your checkout — instantly.

E-commerce merchants, D2C brands, offline retailers: offer Buy Now Pay Later. Increase checkout conversion by 30%. Default risk is on us.

Schedule a Demo → View Loan Products ↓
The Challenge

Why your current process
isn’t scaling.

1

Customers abandon cart because they can't afford full payment upfront

2

Building a BNPL product from scratch requires an NBFC license and credit bureau access

3

Existing BNPL providers take 3-5% of GMV — eating your margins

4

You need BNPL that works for Indian consumers — UPI, WhatsApp, vernacular

Loan Products

Lending products designed
for buy now pay later.

BNPL (Pay in 3)

Loan Range ₹500 – ₹50,000
Tenure 1–3 months
Interest Rate 0–18% p.a.

EMI at Checkout

Loan Range ₹5,000 – ₹5,00,000
Tenure 3–12 months
Interest Rate 12–18% p.a.
Built for Your Vertical

Features that matter
for buy now pay later.

✓ Checkout widget (iframe embed, 2-line integration)
✓ Instant credit decision (<10 seconds)
✓ Merchant settlement (T+1 via Razorpay X)
✓ Consumer WhatsApp reminders
How It Works in Practice

A real-world scenario.

Example Use Case

A D2C fashion brand adds LendBase BNPL widget to checkout. Customer selects "Pay in 3", instant approval, brand gets full payment T+1. Customer pays 3 monthly installments.

Compliance & Trust

RBI-compliant from day one.

Every LendBase deployment meets RBI Digital Lending Guidelines 2022. Backed by Nishtha Leasing Pvt Ltd — RBI-licensed NBFC since 1991.

✓ RBI DLG 2022
✓ KFS Generation
✓ Fair Practices Code
✓ Cooling-Off Period
✓ Grievance Redressal
✓ Audit Trail
Who This Is For

Ideal partners for
buy now pay later.

Shopify/WooCommerce merchants, D2C brands, offline retailers, e-commerce aggregators

See how buy now pay later
works for your business.

Schedule a personalized demo. We’ll walk you through the full borrower journey, partner dashboard, and compliance framework — customized for your vertical.

Schedule a Demo →

Or email us at sales@lendbase.in