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Agriculture & Rural Finance

Digital crop loans and farm equipment financing for Bharat.

Reach India's 150 million farmers with WhatsApp-native lending — Aadhaar OTP KYC, instant micro-disbursement, crop-cycle aligned repayment.

Schedule a Demo → View Loan Products ↓
The Challenge

Why your current process
isn’t scaling.

1

Farmers need credit before sowing season — delays mean missed planting windows

2

Rural branches are expensive to operate — you need digital channels

3

Crop loan recovery needs to align with harvest cycles, not fixed EMI dates

4

Kisan Credit Card applications take 2-3 weeks — too slow

Loan Products

Lending products designed
for agriculture & rural finance.

Crop Loan

Loan Range ₹10,000 – ₹5,00,000
Tenure 6–24 months
Interest Rate 9–16% p.a.

Farm Equipment Loan

Loan Range ₹50,000 – ₹20,00,000
Tenure 12–60 months
Interest Rate 10–14% p.a.

Dairy & Livestock Loan

Loan Range ₹25,000 – ₹5,00,000
Tenure 6–36 months
Interest Rate 12–16% p.a.
Built for Your Vertical

Features that matter
for agriculture & rural finance.

✓ Crop-cycle aligned EMI scheduling (pay after harvest)
✓ Hindi/regional language WhatsApp journey
✓ Field agent mobile app for rural onboarding
✓ Land record verification (state land databases)
How It Works in Practice

A real-world scenario.

Example Use Case

A farmer in Haryana applies for crop loan via WhatsApp in Hindi. Aadhaar KYC in 30 seconds. Money in account before sowing. Repays after harvest in one bullet payment.

Compliance & Trust

RBI-compliant from day one.

Every LendBase deployment meets RBI Digital Lending Guidelines 2022. Backed by Nishtha Leasing Pvt Ltd — RBI-licensed NBFC since 1991.

✓ RBI DLG 2022
✓ KFS Generation
✓ Fair Practices Code
✓ Cooling-Off Period
✓ Grievance Redressal
✓ Audit Trail
Who This Is For

Ideal partners for
agriculture & rural finance.

Agricultural NBFCs, FPOs, input dealers (seeds, fertilizer), dairy cooperatives, agri-fintech startups

See how agriculture & rural finance
works for your business.

Schedule a personalized demo. We’ll walk you through the full borrower journey, partner dashboard, and compliance framework — customized for your vertical.

Schedule a Demo →

Or email us at sales@lendbase.in